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A
business must have a minimum of two employees under
a formal employment arrangements . |
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Employees
must work at least 30 hours per week, 48 weeks per year
to be eligible and must be compensated on a salaried
or hourly basis with deductions for Federal Income Taxes
and Social Security by the employer. |
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The
employer must pay at least 50% of the employee premium
or 25% of the total employee and dependent premium. |
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Contributory
Plan: In groups of 2 to 50, the participation of at
least 75% of eligible employees is required. Employees
who have other coverage or are otherwise considered
ineligible, are not included in this percentage. |
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Noncontributory Plans: 100% of eligible applicants must
apply for coverage if the employer pays the full premium. |
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Seasonal
industries or those businesses not continuously in operation
for 12 months per year are not eligible. Business must
have been in operation for at least six months prior
to application for coverage. |
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Partners
and owners are eligible for coverage. Directors are
eligible if they meet the above requirements as employees.
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